The filed record
A Flood of Liabilities: Impact of Bill 23 on Insurance and Liability Claims - by Councillor Paula Fletcher, seconded by Councillor Alejandra Bravo
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The decision
2022-12-14 · Toronto City Council · adopted
As filed
City Council on December 14 and 15, 2022, adopted the following: 1. City Council request the City Manager to work with the Toronto and Region Conservation Authority to solicit feedback from Banks, Insurance Companies and Mortgage Brokers and to provide a report in the first quarter of 2023 to the appropriate committee on the potential of any insurance and liability issues that the City, the Toronto and Region Conservation
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Authority, tenants, and homeowners may face from residential developments in previously Conservation Authority regulated areas that are approved either by the City or the Province of Ontario.
On the agenda
As the city filed it
The Province of Ontario has approved the legislation contained in Bill 23 that impacts the Toronto and Region Conservation Authority's powers to regulate development in floodplains and other environmentally sensitive areas. Additionally this Council heard from the General Manager of Toronto Water that he was concerned about funding for any studies required in the provision of new housing and building of necessary infrastructure in support of new residential growth e.g.
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sewers, water and other services. The regulation by the Conservation Authority of development in Floodplains and other environmentally sensitive areas not only provides ecological benefits but also ensures that homeowners and tenants are protected against regular flooding. With the changes contained in Bill 23 and the weakening of the ability to regulate these developments there are a number of questions around the impact on insurance and liability, both for the City and also for residents.
Staff recommended
Councillor Paula Fletcher, seconded by Councillor Alejandra Bravo, recommends that: 1. City request the City Manager work with the Toronto and Region Conservation Authority to solicit feedback from Banks, Insurance Companies and Mortgage Brokers and provide a report in first quarter of 2023 to the appropriate committee on the potential of any insurance and liability issues that the City, the Toronto and Region Conservation
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Authority, tenants, and homeowners may face from residential developments in previously Conservation Authority regulated areas that are approved either by the City or the Province of Ontario.
On the record
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